This website and the information and material which it contains are subject to change at any time by C.R. Narayanan & Co. without notice and C.R. Narayanan & Co. reserves the right to suspend, terminate or restrict your access to or use of this website. This website is provided “AS IS” without any warranty of any kind, express or implied, including, but not limited to, any implied warranty of merchantability, fitness for a particular purpose, accuracy or completeness of the information contained on this website or in respect of any materials or products referred to on this website, or non-infringement. Difficulties in use of this website could involve, among others, failures, delays, malfunction, software erosion, inadvertent disclosure of information provided to C.R. Narayanan & Co. via this website, or hardware damage, which difficulties could be the result of hardware, software or communication link inadequacies or other causes. Such difficulties could lead to possible economic and/or data loss. C.R. Narayanan & Co. does not warrant that the website is compatible with your equipment or that the website is free of errors, viruses or worms. In no event shall C.R. Narayanan & Co. be liable for any damage you may suffer as a result of such destructive features. All warranties, whether express or implied, are hereby excluded to the extent permitted by law.
Nothing set forth in this website should be construed as a recommendation to purchase or sell any product or instrument or to enter into any transaction, or as a representation that any particular product or instrument is suitable or appropriate for you. Many of the products described in this website involve significant risks and you should not enter into any transactions unless you fully understand all of these risks and have independently determined that the risks are acceptable to you and that the transactions are appropriate for you in light of your objectives, experience, financial and operational resources and other relevant circumstances. Any discussion of risks contained in this website, however, should not be considered to be a disclosure of the risks of particular transactions, or a complete discussion of the risks which are mentioned.
You should not construe any of the material contained in this website as business, financial, investment, hedging, trading, legal, regulatory, tax or accounting advice and you should not make this website the primary basis for any trading decisions. In providing this website and entering into any transactions in the products described in this website, C.R. Narayanan & Co. is acting solely in the capacity of an arm’s length contractual counterparty and not as a financial advisor or a fiduciary. Under no circumstances should C.R. Narayanan & Co. be considered your advisor or fiduciary and, if you require advice with respect to the products identified in this website or any contemplated transactions, you should consult your own business, financial, accounting or legal advisors.
This website may provide links to certain websites sponsored and maintained by C.R. Narayanan & Co. as well as those sponsored or maintained by third parties. Such third-party websites are publicly available and C.R. Narayanan & Co. is providing access to such websites through this website solely as a convenience to you. The content of such third party websites, services, goods or advertisements that may be linked to this website is not maintained or controlled by C.R. Narayanan & Co., and C.R. Narayanan & Co. makes no representations or warranties concerning the content of such websites and the fact that access to such websites is provided does not constitute any endorsement, authorization or sponsorship of such websites or their sponsors by C.R. Narayanan & Co. nor is there any affiliation between C.R. Narayanan & Co. and such sponsors and such sponsors do not endorse, authorize or sponsor this website. Moreover, C.R. Narayanan & Co. is in no way responsible for the availability, content or accuracy of other websites, services or goods that may be linked to, or advertised on, the website and does not make any warranty, express or implied, with respect to the use of the links provided on, or to, the website or guarantee the accuracy, completeness, usefulness or adequacy of any other websites, services, goods or advertisements that may be linked to the website. You understand and agree that you will use or rely on such websites solely at your own risk and that C.R. Narayanan & Co. does not grant to you any rights in respect of such websites.
In the course of your use of this website, you may provide, or C.R. Narayanan & Co. may otherwise obtain, information about you or your business activities. By using this website, you expressly consent to C.R. Narayanan & Co. (1) using this information to assess the function and performance of this website, to assess the needs of its customers, to market C.R. Narayanan & Co.’s products and services and for the other purposes set out in this paragraph, and (2) transferring this data to C.R. Narayanan & Co. affiliates throughout the world for the purposes specified in (1) above. Any information which you provide or which C.R. Narayanan & Co. otherwise obtains will be used by C.R. Narayanan & Co. for any and all business purposes. In the event that Information is submitted through your access to the website erroneously, or you later determine that Information should not have been submitted, for any reason, you accept full financial responsibility for such entry. Further, by logging onto to our website on behalf of an entity or corporation, you are agreeing that you have the right and authority to bind that entity or corporation to the obligations and responsibilities incurred by utilizing this website.
C.R. Narayanan & Co. and its affiliates do not intend the information provided on this site to be distributed to, or used by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject C.R. Narayanan & Co. or its affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by C.R. Narayanan & Co. or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service.
Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, C.R. Narayanan & Co. cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither C.R. Narayanan & Co., nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of C.R. Narayanan & Co. or of any vendor providing software or services support.
When accessing the website, you agree to comply with local rules, as well as the rules, laws, codes, and regulations of the country in which you reside and the country from which you access this website. You also agree to comply with the rules, laws, codes, and regulations about the transmission of information that is exported from the U.S. and any other relevant U.S and state laws, regulations, and restrictions.
Collection of Customer Information
- C.R. Narayanan & Co. may collect personal information about customers from the following sources:
Customer questionnaires and other information provided by the customer in writing, in person, by telephone, electronically or by any other means. This information may include name, address, employment information and financial and investment qualifications as applicable;
- Information about customers from financial institutions and service providers with whom a customer may have authorized to provide such information to C.R. Narayanan & Co.
- Transactions in a customer’s account, including account balances, investments, contributions and withdrawals; and
- Verification services and consumer reporting agencies, including a customer’s creditworthiness or credit history, as applicable.
Disclosure of Nonpublic Personal Information
C.R. Narayanan & Co. does not disclose nonpublic personal information about customers or potential customer to affiliates or nonaffiliated third parties except as permitted by law. For example, C.R. Narayanan & Co. may share nonpublic personal information about customers, without the customer’s consent, with affiliated and nonaffiliated parties in the following situations, among others:
- In connection with the administration and operations of C.R. Narayanan & Co. and other of C.R. Narayanan & Co.’s products and services, with C.R. Narayanan & Co.’s brokers, attorneys, accountants, auditors, administrators or other service providers;
- To respond to a subpoena or court order, judicial process or regulatory inquiry;
- In connection with a proposed or actual sale, merger or transfer of all or a portion of its business;
- To protect or defend against fraud, unauthorized transactions (such as money laundering), law suits, claims or other liabilities;
- To respond to requests for information regarding compliance with anti-money laundering laws;
- Upon consent of a customer to release such information, including authorization to disclose such information to person acting in a fiduciary or representative capacity on behalf of the customer; and
- To assist C.R. Narayanan & Co. in offering affiliated products and services to customers.
As indicated above, the foregoing may include responses to inquiries for purposes of compliance with anti-money laundering and ant-terrorist due diligence, disclosure or reporting requirements. C.R. Narayanan & Co. also may share nonpublic personal information about customers at customer direction or with customer consent.
Former and Prospective Customers
Protection of Subscriber Information
C.R. Narayanan & Co. maintains physical, electronic and procedural safeguards that comply with federal standards to protect customer information. C.R. Narayanan & Co. restricts access to the personal and account information of customers to those registrants and employees who need to know that information in the course of their job responsibilities. When disposing of records containing customer information our registrants and employees are trained to use an electronic shredder.
(revised March 2018)